President and Co-CEO Jeffrey Wolfer has been the driving force behind the transformation of Kennedy Funding into the global leader in private lending it is today. Under his leadership, Kennedy has grown from $40 million in annual closed loans to more than $500 million in 2007. Jeffrey's multi-year strategic plan helped facilitate those enormous gains and rapid national expansion, and oversaw the introduction of "situational lending": a combination of speed, flexibility and creativity unrivaled in the industry.

Jeffrey is heavily involved in numerous philanthropic causes. He has made significant contributions on behalf of the victims of Hurricane Katrina. He serves as a member of the Advisory Board of Hoop-A-Paluza, Inc., a non-profit organization for children. He contributes annually to The Nurturing Place at the York Street Project in Jersey City, a nationally accredited early childhood development center for homeless and economically disadvantaged children. Jeffery has also been instrumental in the development of The Kennedy Funding Invitational, an annual, world-class tennis tournament whose proceeds are donated to the Breast Care Center at Englewood Hospital, NJ.

A 2006 winner of NJBIZ magazine's prestigious Forty Under 40 award, Jeffrey was honored the following year with the Forty Over 40 award by Midwest Real Estate magazine. He earned his Bachelor of Arts degree in finance at Muhlenberg College in Allentown, Pennsylvania and now makes his home in New Jersey with his wife and three children.

As Co-CEO, Kevin Wolfer is involved in all aspects of Kennedy Funding's business. His innovative leadership, however, is most evident in the area of operations, as his guidance helps take the organization effectively into the 21st century. In particular, the establishment of the company's banking and co-lender relationships, both domestically and internationally, have been largely due to Kevin's experience, expertise and proficiency. His efforts and contributions have also helped enable the company to more than double its production in just the last few years.

Among Kevin's philanthropic endeavors, one of the most meaningful is The Kennedy Funding Invitational, one of the New York Metropolitan area's premier tennis tournaments. Kevin's concept, organization, follow-through and dedication founded the event in 2006 and raised $250,000 for the fight against breast cancer the very first year. At that time, Kevin and the other organizers guaranteed a $2 million donation to Englewood Hospital's Breast Care Center. For 2007, Kevin secured the legendary Pete Sampras to appear in a much-anticipated exhibition match at the tournament, which helped raise more than $625,000 to "Continue the Fight" against breast cancer. That year, in memory of Kevin's close friend and the inspiration behind the event, the Englewood Hospital Breast Care Center was renamed "The Leslie Simon Breast Care Center."

Kevin was awarded a BA and an MBA in finance from Emory University. He currently lives with his family in New Jersey.

"Professional and passionate" describe Gregg Wolfer's attitude and approach to all his responsibilities as Co-CEO. A broad range of experience in the commercial real estate lending industry enables him to handle even the most complex situations with poise and practicality. Gregg brings a creative approach to both the marketing of the company and day-to-day transactions. He's been personally involved with deals in commercial property acquisition, development and construction, income-producing properties, turnaround situations and more that have been worth hundreds of millions of dollars.

Known throughout the industry for his "nothing's impossible" philosophy, Gregg has also developed a reputation for quick thinking and flexibility when tight schedules arise. Despite his hectic duties at Kennedy, he finds time to remain at the forefront of current industry events through numerous trade shows and conventions.

Gregg graduated from the University of Arizona in Tucson with a Bachelor of Science degree.

Matthew joined the Kennedy Funding family in 1992, six years after their founding. Since that time, he has been intimately involved with every facet of the business, from origination to administration. And, working closely with the founding members of the company, Matthew has been instrumental in helping Kennedy Funding gain its position as a leader in the direct private lending arena.

Matthew's current focus is on handling and maximizing the collection on defaulted loans, whether through workout agreements or foreclosure. In this capacity, he applies his expertise and years of experience to ensure that the resulting agreements reached reflect as favorably as possible upon Kennedy Funding and their investors.

Prior to joining Kennedy Funding, Matthew worked at a regional mortgage banking firm, where he was responsible for its residential lending activities. He also has years of business experience gained from managing a retail-based family business.

Matthew earned a Bachelor of Arts degree in business management from Muhlenberg College in Allentown, Pennsylvania.

Evan comes to Kennedy Funding with an impressive array of accomplishments in the area of commercial real estate law. Having worked at several prestigious Manhattan law firms prior to joining Kennedy, Evan's experience includes the representation of several large financial institutions in connection with various mortgage and mezzanine loan financings valued in the billions of dollars and the representation of prominent real estate developers and investors in the purchase, sale, financing and leasing of commercial properties throughout the United States. In addition, he has counseled large corporations on real estate issues relating to mergers and acquisitions.

Evan was awarded a Bachelor of Arts degree in U.S. history from the State University of New York at Albany, and earned his Juris Doctor degree from the Hofstra University School of Law in Hempstead, New York where he was a member of the Hofstra Law Review and the recipient of Westlaw's Corpus Juris Secundum Award. He is currently admitted to practice law in the state of New York, and is licensed in New Jersey as an in-house counsel.

Anthony Petruccello joins Kennedy Funding as our Information Services Manager, having served with distinction in similar capacities for previous companies. Prior to KFI, for example, the experience Anthony gained as Vice President of Operations at a successful document management company allowed him to streamline operations at his last employer, resulting in significant cost reductions.

At Kennedy Funding, he will be spearheading the implementation of document management and data processing software that will enable the company to be well prepared for future growth.

With a proven expertise in driving people, process, quality and service in fast- paced technology-driven operations, he also manages Kennedy's Fortis Bank relationship. In addition, he contributes substantial industry experience including business and operations leadership, a solid track record supporting sales as technical lead, new business development, strategic planning, and cost reduction.

Anthony was awarded a Bachelor of Fine Arts degree from the School of Visual Arts in NYC.

Kimberlee Vaccarella has been with Kennedy Funding for almost thirteen years, and brings a dedication to her role as Controller seldom seen in the corporate arena. Kim's bookkeeping and accounting skills are of the highest caliber and beyond reproach, enabling her to excel at her position, as does her attribute of being proactive rather than merely reactive. Kim routinely manages multiple responsibilities in a hectic, fast-paced environment, and her fabled attention to detail and firm grasp of the finer points of financial reporting have made her invaluable to the company.

Kim earned her AAS degree in Accounting from Berkeley College in New Jersey.

Paul joined Kennedy Funding in 1997 bringing to the team significant experience in business consulting and finance, along with advanced analytical and computational skills. Over the years, he has instituted many operational and network changes that have greatly facilitated the way Kennedy Funding conducts business both in the U.S. and around the world. Currently as Chief Information Officer, his responsibilities are focused on the development and maintenance of Kennedy Funding's IT infrastructure, communications, data mining and redundant backup systems.

Paul received is Bachelor of Science degree in Physics from Stanford University, and his Doctorate from UC Berkeley.

Director of Marketing Stephen Bienko brings to Kennedy Funding a very diverse and intriguing set of credentials and experiences. He is currently Director of Communications in Doyle Management Group, an organization which manages professional athletes. He is also a Founding Director of the Institute of Athletic Performance (IAP) in Morris Plains, New Jersey. He has been a private business entrepreneur, owning multiple health clubs throughout the USA. And prior to joining Kennedy Funding, he spent time as a State Trooper with the New Jersey State Police, working in the Alcoholic Beverage Control Special Task Force Unit.

Stephen's education is equally noteworthy. He graduated from the prestigious Delbarton School in Morristown, New Jersey. He then went on to earn a Bachelor of Arts degree in sociology from Villanova University in Pennsylvania, after spending time at the United States Air Force Academy in Colorado Springs, Colorado. In addition, he is currently pursuing a Masters Degree in Movement Science from Seton Hall University. He now lives in New Jersey with his wife and son, Colton.

Obviously, Stephen has the credentials and background to make significant contributions to the company for many years to come.

Since joining Kennedy Funding in 1999, Jonathan has been able to open the right doors to enormously successful transactions. As an initial point of contact for the firm's many incoming loan requests, he decides which are the most promising for pursuit by Kennedy's senior partners. Jonathan's financing knowledge, accessible personal style, and commitment to building good long-term relationships have lead to a growing percentage of repeat business from brokers. This success has also resulted in Jonathan having recently been named Senior Loan Officer.

Prior to joining the firm, Jonathan worked in the commercial real estate division of a major Wall Street investment bank performing financial analyses of client portfolios.

Jonathan completed a Bachelor's degree in finance from the University of Vermont School of Business.

Edwin Urrego brings valuable industry insight from earlier positions with respected mortgage lenders and notable real estate firms. Through extensive contact with borrowers, he has developed strong interpersonal skills and a magnetic personality that have helped him excel as one of Kennedy's key players.

Edwin's experience, versatility, communications abilities and mastery of the Spanish language make him an extremely valuable asset to the Kennedy team. Edwin is a graduate of Monmouth University School of Business with a Bachelor of Science degree in Marketing.

Well-rounded and extremely focused, Jim Syros serves as an Executive Loan Officer at Kennedy Funding. In addition to his extensive management experience in the direct private lending industry, Jim has worked with some of the largest mortgage brokerage firms in the nation and served as a loan officer for a national residential lender. He also managed a major worldwide hotel chain during a major renovation and was involved with the opening of another property within the chain.

This vast range of experience combines with his in-depth knowledge and dynamic personality to make Jim one of the most respected professionals in the business today. Understanding each phase of the loan process from origination through funding has made him successful at both attracting new business and closing countless loans.

Jim graduated from Northern Arizona University with a Bachelor's Degree in Hotel and Restaurant Management.

Having been with Kennedy since 2004, Brendan has distinguished himself and the company in numerous successful loan transactions, and is now an Executive Loan Officer. Assisted by a team of Loan Originators, Brendan is one of the company's initial points of contact for it's steadily growing number of loan requests, and helps to negotiate new deals with senior partners.

Prior to joining Kennedy, Brendan worked in a financial capacity for a major, well-known international company, where his responsibilities included management, marketing and direct customer interaction duties. Brendan earned a Bachelor of Science Degree in business administration with a concentration in management from Montclair State University. While there, he was ranked in the top 5% of his class and was a member of many national honor societies.

Steve has been an Associate of Kennedy Funding since its inception. In addition, he is actively involved in many small business ventures throughout New Jersey. Prior to joining Kennedy Funding, Steve spent several years in the commercial real estate appraisal field.

Steve is a graduate of the Culinary Institute of America in New York, and served as a Sergeant in the United States Marine Corps.

After many years of experience with Kennedy Funding, Kivanc Cubukcu brings his analytical skills to the most complex transactions, which enables him to find solutions to each project that crosses his desk. His ability to serve his borrowers' needs, however unusual and/or complicated, has been instrumental in his many successful loan closings for multimillion-dollar transactions.

Using his strong interpersonal abilities, Kivanc has been able to establish many long-lasting relationships with brokers and borrowers alike, which has resulted in a series of highly profitable repeat business contracts. Kivanc is also fluent in three languages - French, English, and Turkish - which gives him a definite edge in international business dealings.

Kivanc was awarded his Bachelor of Science degree in business management from Fairleigh Dickinson University in Teaneck, New Jersey and currently resides in New York City.

Senior Loan Officer Mark Falzone has been with Kennedy Funding since 2003, continually proving himself to be a particularly staunch, resourceful, and successful representative of the KFI family. Before joining KFI, Mark worked on Wall Street as a financial advisor, where he became adept at investing his clients' funds according to their individual financial needs and personal investment profile. Mark has been an integral part of numerous successful transactions, and will continue to be involved in many more on virtually a daily basis.

Mark earned a Bachelor of Science degree from Jersey City University with a concentration in International Business, which positions him strongly as a valued asset of Kennedy Funding. He subsequently completed the Wells Real Estate Investments course for financial advisors, and has his Series 7,63,31 as well as his NJ Life Insurance License. Mark was also in the Army ROTC program at Seton Hall, where he crafted a no-quit, determined, creative problem-solving ability that serves him well today.

Mark has more than twenty years of experience in the financial sector and brings to Kennedy Funding a diverse background including capital markets, strategic marketing and finance.

Over his career he has demonstrated expertise in financial analysis, credit modeling, competitive research and organization. His past performance is backed by his success as an individual contributor.

Mark is a graduate of Pepperdine University with a Bachelor's degree in Economics.

Allan joins Kennedy Funding with a diversified and extensive background. As a business owner, he created, managed, and built a clothing company from humble beginnings to a major licensee of name brands, evolving innovative financial and business strategies along the way.

More recently Allan has worked as a commercial real estate appraiser, thoroughly researching the New York real estate market and appraising single tenant industrial and office buildings as well as multifamily apartment buildings.

He earned his Bachelors of Science Management degree from Tulane University, and he is currently pursuing Certifications in Real Estate Finance and Appraisal at New York University.

Michael Morris joins Kennedy Funding after several years at some of Wall Street's most prestigious firms. Michael garnered experience on a trading desk at Prudential Securities, and also spent time with the Private Wealth Management division of Smith Barney, designing custom financial strategies for clients.

Along the way he prepared himself well for a career in the financial field, picking up licenses for series 7, series 63, and series 3.

An alumnus of Muhlenberg College, he graduated with a BS in Business Administration with a concentration in Finance, an education that will prove invaluable in the Kennedy Funding organization.

Chris Canale brings an impressive depth of experience to his function as loan officer. In addition to having worked for a nationally recognized direct private lender, he has worked in the commercial real estate industry, where he was involved with financial analysis as well as with the construction, zoning, and entitlements of commercial properties. He ended up specializing in self-storage and retail shopping centers, and he is currently a partner in a self storage facility and shopping center venture in the tri-state area. Chris also worked in the financial industry as a mortgage broker associate for a New York bank, where he excelled in identifying candidates for specialized refinancing solutions.

Chris earned a B.A. degree in economics from the University of Connecticut, and has his real estate license in the state of New York and is active in brokering residential and commercial properties in the tri-state area.

Jeffrey comes to us with a resume already brimming with impressive experience. Prior to KFI, he founded a successful, full-service financial company providing bridge financing for non-institutional real estate transactions, which he ran for over 15 years. And before that, he was a partner and acquisition manager in another profitable firm which purchased, managed, and sold apartment buildings in the NYC Metropolitan area.

Jeffrey has expert qualifications in acquisitions, management, lending, and sales, and is skilled in identifying unique market opportunities for increasing revenue streams from new and existing forms of real estate. Add to this his proven ability to function in an administrative and strategic planning capacity, and Jeffrey is expected to quickly become a welcome addition to Kennedy's staff of industry professionals.

Jeffrey earned a Bachelor of Arts degree in Business from Oglethorpe University in Atlanta, Georgia.

Justin Kantrowitz joins Kennedy Funding as a loan originator, bringing a flair for the international to the firm. In conjunction with a Bachelor of Arts in Mathematics and Economics from the prestigious Emory University in Atlanta, Justin studied abroad at Universidad de Salamanca in Spain. His Spanish-speaking skills have also come in handy in past positions with a large media group and as a manager in a busy retail food/catering establishment.

In addition to the cultural exchange program in Spain, Justin has been involved in numerous organizations and activities, including Emory READ, a volunteer project in which he tutored elementary school age children in the Atlanta area. Justin's background, knowledge and enthusiasm are sure to quickly become vital to the Kennedy Funding team.

Loan originator Gerald Shmaruk brings a diversity of experience from the mortgage banking industry, the lending industry, and the equities trading arena. Possessing proven skills in each category, Gerald is a critical thinker with superior problem resolution abilities. As a senior mortgage banker, he originated and processed residential, investor, and commercial property transactions, and was involved in all due diligence, from inception to closing. As a loan officer, he originated all mortgages and contributed to all marketing efforts.

Gerald was awarded his B.S. degree in finance from The George Washington University in Washington, D.C. He has also earned a certification in personal financial planning, and a certification in paralegal studies from New York University.

Loan originator Jonathan Kingston comes to Kennedy Funding with the kind of diversity of experience and education that have helped make him goal-oriented, with exceptional organizational skills and the ability to focus intently and prioritize projects effectively. Before joining Kennedy, Jonathan managed a bar in New York, and was responsible for material management of supplies, procurement, scheduling, training, and career assessment for team members. Prior to that, he was the manager in a worldwide candy manufacturing company, where he prepared and analyzed daily, weekly, and monthly sales reports to meet corporate goals, defined and monitored sales territories, and established measurable goals and provided positive feedback to new sales reps. Jonathan's attention to detail, along with his ability to step back and evaluate the big picture, make him a natural at managing multiple projects and people for successful team building.

Having attended Dominican College and the University of Albany in New York, Jonathan was awarded a Bachelor of Arts degree in communications, with a minor in business.

As a Loan Originator at Kennedy Funding, Robert Fazio, Jr. brings nearly two decades of solid people and finance skills to the company. Extremely results-oriented, Robert was very successful in the auto financing arena and was instrumental at increasing sales and driving profits with several major auto dealership groups, where he served in management positions in both sales and financing. His responsibilities have included the establishment and training of entire departments, as well as the supervision of existing staffs. His background and enthusiasm became a natural fit into the fast-paced environment at Kennedy, where the graduate of Bergen Community College was immediately able to demonstrate his attention to detail and communication expertise.

Dawn Furlong is one of Kennedy Funding's true success stories. She gained valuable experience in her previous position as a head teller at a national bank. She showed such promise that she eventually became a secretary to one of our on-staff attorneys. Her responsibilities increased as her capabilities became even more apparent, and she returned to college to seek training in the paralegal field. To the surprise of no one, Dawn graduated Bergen Community College with an Associates Degree in Science, majoring in Paralegal studies. Today, she is a Paralegal with the company, working closely with our legal staff.

Amy Vigilanti is an executive secretary with Kennedy Funding, and proves her value every day, working closely as she does with one of the Co-CEOs. She provides for and facilitates the smooth operation of the office through the processing of loans and the performance of due diligence of loan transactions, from the procuring of appraisals to the actual loan commitments.

Amy is also invaluable in the performance of special assignments from the Co-CEO, making administrative decisions regarding office business, procedures, and policy, and in the handling and scheduling processes that enable the company to function on a daily basis.

As an executive secretary to the Co-CEO and Legal Department, Susan has her capable hands full in Kennedy Funding's busy offices. With a background replete with sales and marketing experience, Susan uses her extensive computer, organizational, and lender-oriented skills to tackle a wide variety of duties and responsibilities. From matters relating to loan processing and documentation, to technical assistance and input, Susan consistently does it all, and does it under typically tight deadlines and with minimal supervision.

Susan attended The Berkeley School in Waldwick, New Jersey.

Yanira Rosario is the Executive Secretary to the President and Vice President of Kennedy Funding, Inc. She oversees the preparation and administration of loan documents and contracts and liaises with Kennedy's attorneys, clients, and co-lenders. Yanira has previously worked at several large area law firms as a legal secretary and executive assistant and, in addition to being fluent in both English and Spanish, she holds a certificate in Administrative Office Technology.

Carrie-Ann brings a world of experience and capability to her position as an administrative assistant. With a certificate in computer programming with Web design from Cittone Institute of Technology, she is skilled in virtually all current computer applications - Microsoft Office, Dreamweaver, JCreator Pro, Visual Basic, Java, HTML, XML, Flash, even database programs such as SQL, Server 7, and Microsoft Access 2000.

Prior to coming aboard Kennedy Funding, Carrie-Ann worked as an administrative assistant/bid coordinator in a fast-paced marketing company, acting as assistant to the president and vice president of the firm. She was responsible for dealing directly with the company's customer base, preparing bids for schools, government agencies, and corporate accounts, and a host of other functions. Before that, she served in a new accounts/customer service role for an optical corporation. Carrie-Ann was also a dispatcher for the Bergenfield Police Department for two years, and served with the United States Air Force at Andrews AFB in Maryland.

Carrie-Ann has demonstrated her capabilities in many instances since joining us at KFI, and we're looking forward to a long and productive relationship as she continues to prove herself a valuable asset to the company.