Private Capital
for Miami
Real Estate.

Kennedy Funding helps qualified borrowers close on high-end condos across Miami-Dade, Broward, and Palm Beach Counties — with fast, equity-driven bridge lending.

Loan Inquiry Form See Our Previous Closings
Direct lender, not a broker
$1M to $50M+ loans
Closings in days
$4B+
Closed Loans
5+ Days
To Close
$1M+
Min. Loan Size
Up to75%
Typical LTV

Kennedy Funding evaluates short-term bridge structures backed by real estate — not your tax returns.

Luxury Miami condo infinity pool with ocean view
A common Miami scenario

You have meaningful equity. You just need the right lender for the gap.


A buyer identifies a $10 million condo in Brickell, Bal Harbour, Sunny Isles Beach, or Palm Beach. A buyer can bring $4–5 million, but banks move too slowly — or won't lend to an LLC at all.

Kennedy Funding evaluates short-term bridge structures backed by real estate.

Illustrative loan structure
Property value$10,000,000
Borrower contribution$4.5M – $5M
Bridge loan amount$4M – $5M
Loan-to-valueUp to 75%
Loan termFlexible — up to 5 years
UseAcquisition
Luxury Miami condo terrace with ocean view
Luxury Miami condo interior with panoramic views
Why Kennedy Funding

Direct Capital.
Decisive Execution.


Over $4 billion in closed loans. Proven experience with complex borrowers — LLCs, foreign nationals, self-employed buyers, and investors who need speed. We move at the pace your deal demands.



Loan Inquiry Form
1

Speed when it matters

Kennedy Funding has closed complex bridge loans in as few as 5–10 days. When inventory moves fast, your financing needs to move faster.

2

LLC & entity-friendly

Many of our Miami borrowers purchase through LLCs or trusts. We lend to entities — LLCs, corporations, and trusts — that banks routinely decline.

3

Complex income? No problem.

Multiple income streams, foreign sources, or irregular W-2s? We underwrite based on the asset and equity, not a clean tax return.

4

Waterfront expertise

From Sunny Isles Beach towers to Biscayne Bay views to Palm Beach island residences, we understand the South Florida luxury market.

5

Direct decision-maker

No loan committees. No correspondent approvals. You work directly with principals who have the authority to say yes — and fast.

6

Discretion guaranteed

High-net-worth transactions deserve confidentiality. Kennedy Funding operates with the discretion our clients expect for significant deals.

How it works

From first call to funded —
faster than you expect.

1

Confidential inquiry

Share the property details, your desired loan amount, and timeline. No credit pull required at this stage.

2

Rapid term sheet

We review the deal, assess collateral value, and return a preliminary term sheet — often within 24–48 hours.

3

Underwriting & appraisal

We order a rapid appraisal and review the entity structure, title, and collateral documentation.

4

Closing

Funds are wired. You close. The bridge loan gives you time to secure long-term financing or execute your exit strategy.

Common questions

Answers for serious buyers.

What's the minimum loan amount?
Kennedy Funding typically focuses on loans of $1 million and above. Our sweet spot for Miami luxury condo acquisitions is $2M–$15M bridge structures.
Can you lend to an LLC?
Yes. We routinely close loans where the borrowing entity is an LLC, trust, or other structure — including foreign entities with domestic collateral.
How quickly can you close?
Straightforward deals with a clean title and a cooperative appraisal can close in as few as 5–10 business days. Most Miami transactions close within 2–4 weeks.
Do you lend to foreign nationals?
Yes, with proper documentation. Many of our South Florida borrowers are international buyers who cannot use traditional US bank financing.
What's the maximum LTV?
For luxury condo acquisitions, we lend up to 75% LTV. Terms are structured individually based on the deal, collateral, and borrower profile.
Are there prepayment penalties?
Bridge loan terms vary. We structure each deal individually — prepayment terms are negotiated based on loan size, term, and borrower profile.
Request Financing

Our Experienced Loan Officer Will Reach Out to You.


Fill out the form and we'll review your deal quickly and give you a clear answer — typically within one business day.

LLC and entity borrowers welcome
Quick review — no lengthy pre-screening
Closings in as little as 5 days
Over $4 billion in closed loans
📍267 South Dean Street, Englewood, NJ 07631
Miami - Loan Application
(Min $1,000,000 Max $50,000,000)