Private Capital
for Miami
Real Estate.

Kennedy Funding helps qualified borrowers close on high-end condos across Miami-Dade, Broward, and Palm Beach Counties - with fast, equity-driven bridge lending.

Loan Inquiry Form See Our Previous Closings
Direct lender, not a broker
$1M to $50M+ loans
Closings in days
$4B+
Closed Loans
5+ Days
To Close
$1M+
Min. Loan Size
Up to75%
LTV

Kennedy Funding provides fast bridge loans for your real estate opportunity.

Luxury Miami condo infinity pool with ocean view
A common Miami scenario

You have meaningful equity. You just need the right lender for the gap.


A buyer identifies a $10 million condo in Miami Beach, Bal Harbour or elsewhere, and has significant financial resources to invest. But traditional banks often move too slowly or just won't lend especially for borrowers with credit issues or other unforeseen challenges.

Illustrative loan structure
Property value$10,000,000
Borrower contribution$4.5M - $5M
Bridge loan amount$4M - $5M
Loan-to-valueUp to 75%
Loan termFlexible - up to 5 years
UseAcquisition
Luxury Miami condo terrace with ocean view
Luxury Miami condo interior with panoramic views
Why Kennedy Funding

Direct Capital.
Decisive Execution.


Over $4 billion in closed loans. Proven experience with complex borrowers - LLCs, foreign nationals, self-employed buyers, and investors who need speed. We move at the pace your deal demands.



Loan Inquiry Form
1

Speed when it matters

Kennedy Funding has closed complex bridge loans in as few as 5-10 days. When deals move fast, your financing needs to move faster.

2

It's not about your credit history

Many borrowers come to Kennedy Funding after being declined by traditional lenders due to credit challenges. We focus on the value of the land asset and opportunity, not just your credit history.

3

Complex income? No problem.

Multiple income streams or unconventional financial situations? Again, as a private lender, we don't focus heavily on financial profiles, but rather on the strength of the asset.

4

Waterfront expertise

From Sunny Isles Beach towers to Biscayne Bay views to Palm Beach island residences, we understand the South Florida luxury market.

5

Direct decision-maker

No loan committees. No red tape. You work directly with principals who have the authority to say yes - and fast.

6

Discretion guaranteed

High-net-worth transactions deserve confidentiality. Kennedy Funding operates with the discretion our clients expect for significant deals.

How it works

From first call to funded —
faster than you expect.

1

Confidential inquiry

Share the property details, your desired loan amount, and timeline.

2

Rapid term sheet

We review the deal, assess collateral value, and return a preliminary term sheet - often within 24-48 hours.

3

Underwriting & appraisal

We order a rapid appraisal, a title search, and review the entity structure, among other materials.

4

Closing

Funds are wired. You close. The bridge loan gives you time to secure long-term financing or execute your exit strategy.

Common questions

Answers for serious borrowers.

What's the minimum loan amount?
Kennedy Funding provides loans of $1 million to $50 million.
Can you lend to an LLC?
Yes. Kennedy only provides loans to borrowing entities such as an LLC, trust, S-Corp, or other structures - including foreign entities.
How quickly can you close?
Kennedy Funding can close loans in as little as 5-10 business days.
Do you lend to foreign nationals?
Yes, with proper documentation. Many of our South Florida borrowers are international buyers who cannot secure traditional US bank financing.
What's the maximum LTV?
For luxury condo acquisitions, we lend up to 75% LTV. Terms are structured individually based on the deal, collateral, and borrower profile.
Are there prepayment penalties?
Bridge loan terms vary. We structure each deal individually - prepayment terms are negotiated based on loan size, term, and borrower profile.
What types of loans does Kennedy Funding provide?
We provide loans for land, acquisitions, foreclosures, workouts, and cash-out opportunities.
Request Financing

Our Experienced Loan Officer Will Reach Out to You.


Fill out the form and we'll review your deal quickly and give you a clear answer - typically within one business day.

LLC and entity borrowers welcome
Quick review - no lengthy pre-screening
Closings in as little as 5 days
Over $4 billion in closed loans
267 South Dean Street, Englewood, NJ 07631
Miami - Loan Application
(Min $1,000,000 Max $50,000,000)

A Few of Our Florida Closings

Acquisition $10,000,000 Miami
Refinance $8,400,000 Miami
Working Capital $8,080,000 Coral Gables
Working Capital $2,400,000 South Miami Heights
Cash-out Refinance $3,000,000 Sunrise, Florida
Acquisition $2,500,000 Tamarac
Working Capital $1,350,000 Boyton Beach
Acquisition $23,200,000 West Palm Beach
Working Capital $1,900,000 West Palm Beach
Working Capital $1,900,000 West Palm Beach